TERMS & CONDITIONS

1. Definitions

• User / You / Your: Any person who accesses or uses the Website or services.
• Services: Includes but not limited to OTP services, verification, any other features provided via www.truotp.com.
• Content: All text, images, data, graphics, software, or other materials on the Website.

2. Eligibility

You must be legally capable of entering into binding contracts under Indian law. If you are under 18, you may use our services only with the consent of a parent or guardian.

3. Use of Services

• You agree to use the Services in compliance with all applicable laws.
• You will not misuse the services (e.g. nor use them for illegal, abusive, or fraudulent purposes).
• You are responsible for maintaining the confidentiality of any account credentials.

4. Content & Intellectual Property

• All content on the Website is owned or licensed by TruOTP.
• You may not reproduce, distribute, modify, create derivative works, publicly display or exploit any parts of the services except as permitted by us.
• If you submit feedback or suggestions (“Feedback”), you grant TruOTP a perpetual, non‐exclusive, royalty‐free, worldwide license to use it.

5. Fees & Payments (if applicable)

If there are charges for certain services:

• Payment methods accepted, when payments are due, any taxes or transaction fees.
• Consequences for non‐payment or late payment.

6. Disclaimers & Limitation of Liability

• We make reasonable efforts to ensure that services are available and accurate, but do not guarantee error‐free communications or that services will be uninterrupted.
• To the maximum extent permitted by law, TruOTP is not liable for indirect, incidental, special, or consequential damages arising out of or in connection with use of the Website or services.

7. Privacy & Data Protection

Our Privacy Policy forms part of these Terms. You consent to our collection, use, storage, and processing of personal data as described in the Privacy Policy.

8. Termination

We may suspend or terminate your access to the Website or services at our discretion if you breach these Terms. On termination, your right to use the services ceases immediately.

9. Changes to Terms

We may update these Terms from time to time. When we do, we’ll post the updated version on this page with a “Last updated” date. Continued use after changes equals acceptance.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of courts in Noida, Uttar Pradesh (or as per your choice).

11. Contact Information